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Reopening after the Shutdown, HSA/HRA/FSA Expansion, EEOC Updates, Preventing Burnout and more…

opens in a new window04.23.2020 Benefits Info Resources Newsletter (link)

As you may know, a new federal law expands how members can use their Health Savings Accounts (HSAs), Health Reimbursement Accounts (HRAs – Member Pay), and Flexible Spending Accounts (FSAs). We have attached a brochure prepared by Anthem outlining these changes, but please know this information applies to any carrier.  As an employer, you don’t need to do anything to make this change effective.  Here are the highlights:

Members can now use these accounts to purchase over-the-counter (OTC) medicines that had previously required a prescription. They can also use the accounts to purchase menstrual products. This will help them save on health care costs because the funds in these accounts are pre-tax.

For now, members may need to pay for these items out of their pockets and file claims for reimbursement. They’ll need to keep their receipts for these purchases. All eligible purchases they make after December 31, 2019, qualify.

They’ll be able to use their debit cards soon. Retailers are updating their systems to accept the cards for newly-approved items. Some stores may be ready now for OTC medicines and by May 15 for menstrual products. Others may need several weeks for the update.

Other updates you will find in our most recent edition of the Crane Agency Benefits Info Newsletter include our Employer’s Guide to COVID-19, COVID-19 scenarios related to available benefits, Reopening a Business After the Shutdown, Guidance from EEOC on ADA, Preventing Remote Employee Burnout, and the Form 5500 Deadline Extension just to name a few.

For additional COVID-19 related resources, please visit our opens in a new windowCoronavirus Preparedness Resources (COVID-19) page.  As always, if we can be of service in any way, please do not hesitate to contact your Crane Agency Broker Team.  Until next time, stay safe and be well.

OSHA Guidance on Preparing Workplaces for COVID-19

To reduce the impact of COVID-19 outbreak conditions on businesses, workers, customers, and the public, it is important for all employers to plan now for COVID-19. For employers who have already planned for influenza pandemics, planning for COVID-19 may involve updating plans to address the specific exposure risks, sources of exposure, routes of transmission, and other unique characteristics of SARS-CoV-2 (i.e., compared to pandemic influenza viruses). Employers who have not prepared for pandemic events should prepare themselves and their workers as far in advance as possible of potentially worsening outbreak conditions. Lack of continuity planning can result in a cascade of failures as employers attempt to address challenges of COVID-19 with insufficient resources and workers who might not be adequately trained for jobs they may have to perform under pandemic conditions.

The Occupational Safety and Health Administration (OSHA) developed this COVID-19 planning guidance based on traditional infection prevention and industrial hygiene practices. It focuses on the need for employers to implement engineering, administrative, and work practice controls and personal protective equipment (PPE), as well as considerations for doing so.

This guidance is intended for planning purposes. Employers and workers should use this planning guidance to help identify risk levels in workplace settings and to determine any appropriate control measures to implement. Additional guidance may be needed as COVID-19 outbreak conditions change, including as new information about the virus, its transmission, and impacts, becomes available.

opens in a new windowOSHA Guidance on Preparing Workplaces for COVID-19opens PDF file

opens in a new windowOSHA Cornerstones – Q1 2020opens PDF file

Additional Resources:

opens in a new windowOSHA Health & Safety Topics COVID-19

opens in a new windowCDC Interim Guidance for Businesses and Employers

opens in a new windowWorld Health Organization Coronavirus Guidance

 

Crane Agency Named as one of St. Louis Business Journal’s 2019 Healthiest Employers

Each year, the St. Louis Business Journal highlights companies who are committed to the health & well-being of its employees. These awards recognize local organizations for going beyond traditional wellness programs with innovative systems that get results.  Friday, St. Louis Business Journal recognized Crane Agency as winner of the 2019 Healthiest Employer award of businesses in the 250-499 employee range.

Under the leadership of Margot Gruenewald, Director of Human Resources, Crane Agency’s HR team promotes activities for employees that are healthy and fun.  From scavenger hunts to biometric screenings, Crane’s Wellness Program encourages healthy choices and social interaction that reduce stress and promote team building.

You can find the complete article highlighting Crane Agency here:   opens in a new windowHealthiest Employers 2019: With Crane Agency’s wellness program, fitness is actually fun

Thank you to all our employees for your continued engagement and support.  We are truly honored to receive this prestigious award.